What does it mean to be out of network?

When a dental office is “out of network”, it means that it has not negotiated with dental insurance companies to an agreed upon fee for every procedure completed. Instead, the dental insurance company decides the amount they will reimburse for a procedure, and a dental office is free to define their own fee schedule based off the amount of time, supplies, and skills behind each procedure. Our office will still help you submit to your dental insurance provider to receive these out of network benefits, but does not let insurance dictate our treatment.

How do I know how much I will owe?

Each plan with each dental insurance company varies in their reimbursement rate. We are able to give patients estimates on what their insurance plan covers, but that is liable to change based on the insurance company’s policy. At the end of the appointment, or ahead of time if you wish, we will give you whole fee for your services, and the insurance company will mail you a check for what they have decided to cover.

What other options are there?

For more comprehensive treatment plans, our front desk can work with you to split up the bill into 12 monthly payments with 0% interest.